Our Process
Our Unique Approach: From business growth to personal security.
See how we help business owners transform financial success into lasting wealth .
The 8-Step Wheel of Financial Integration:
- 1. Business Analysis & Strategy Development
· Review your company’s structure, profitability and goals to identify opportunities and risks.
· Why it matters: Creates a clear picture of where you are today and where you want to go.
- 2. Integrated Tax Planning
· Coordinate corporate and personal tax strategies to minimize overall taxes.
· Why it matters: Ensures you’re not overpaying and that every decision is tax-efficient.
- 3. Personal Wealth Integration
· Connect business results with personal financial planning.
· Why it matters: Aligns business profits with your retirement, family and lifestyle goals.
- 4. Wealth Protection & Legacy Planning
· Put structures and insurance in place to safeguard assets and plan for transfer.
· Why it matters: Protects both your business and family from risks and prepares for succession.
- 5. Income Planning
· Design cash flow through a salary/dividend mix that funds your lifestyle efficiently.
· Why it matters: Helps you live well today while saving smartly for tomorrow.
- 6. Wealth Through Insurance
· Use corporate-owned life insurance to grow wealth tax-efficiently and as a financing tool.
· Why it matters: Builds hidden value in your corporation while creating protection.
- 7. Succession & Retirement Planning
· Plan for your exit — whether selling, passing down or winding up the business.
· Why it matters: Maximizes value, reduces stress and ensures you’re financially prepared for retirement.
- 8. Banking & Financial Advice
· Access specialized lending, banking and investment solutions through your advisors.
· Why it matters: Gives you the right financial tools at the right time to support both business and personal goals.
This wheel is the tactical roadmap we use to deliver on the promise of True Wealth Management™.
Frequently Asked Questions
Please reach us at investments@obstax.com if you cannot find an answer to your question.
The earlier you start your wealth management plan, the more you will benefit. However, if you didn’t have a chance to look at it until later on in life - it is still something you can benefit from.
It is always best to start earlier with a smaller amount rather than saving up thousands to start your investing strategy. Whether it is $50 or $500 dollars, there are ways you can start investing small.
An accurate risk assessment will prompt the advisor to select the correct funds that will best suit your financial goals and risk tolerance.
Most people are not utilizing all the potential tax benefits that can raise the refundable amount due at the end of the year. By doing more research into the changes or hiring a professional you can lower your taxes owed by thousands.
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